"If you are one of millions of Americans with a troubled mortgage, a newly developed tool called a forensic (loan) audit may stall foreclosure or help you persuade your lender to modify your loan."

"A forensic audit analyzes the computations and representations made in your original loan documentation, whether from a refinance transaction or from when you originally purchased your home. Some loan transactions and documents contain errors such as miscalculating the annual percentage rate (APR)