
Unemployment Insurance
The Unemployment Insurance (UI) program provides temporary financial assistance to workers who have lost their jobs through no fault of their own. This critical safety net helps individuals and families stay afloat while they search for new employment. However, navigating the UI system can feel like a full-time job of its own.
Unemployment’s Hidden Costs: Fraud, Delays, and Complexity
From outdated systems to rampant fraud, workers are stuck in a system that’s slow, inefficient, and vulnerable to abuse. The result? Delays, denials, and billions lost to improper payments.
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Over 60% of improper payments are due to eligibility verification failures.
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Overpayments make up 18% of total UI benefit payments in some states.
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$45 billion in improper payments lost to fraud and errors in recent years.
State and federal leaders face the challenge of improving efficiency while maintaining program integrity.